I have gone without insurance o my gear for year. Now I am doing an inventory connected with estate planning and thoughts on covering my stuff have popped up. I have not contacted my insurance company yet as I'd like to inform myself first.

So, is coverage separate from homeowners or must the gear be listed separately?

Can I get coverage for traveling against loss, theft or damage while it is in the hands of the carrier?

Do I value my equipment at its brand-new replacement value or what it would sell for on e-Bay?