As has been mentioned, it all depends on what the goal is.
If the goal is to make a living selling photos in art galleries, etc., the chances are up there with winning the lottery. You're not only competing with photographers with colleges degrees, and decades of experience and exposure, you are competing against plumbers, real estate agents, nurses, chemists, and truck drivers who are part-time photographers, too!
If the goal is to do "photographic work" for someone else, a degree can help you out-compete other applicants, but I found my photography classes at a local Community College more helpful than my photography classes at a local State University's Art Department.
And if the goal is to open your own shop/gallery/business/whatever -- everybody and their mother seems to be doing this nowadays -- as suggested, get a minor in Accounting, so if your business fails you can still put food on the table. Then you can competing against all the plumbers, real estate agents, nurses, chemists, and truck drivers -- and yes, shutterbugs on this Forum -- who want to sell photos in art galleries, etc.
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