This can be a great approach even if you don't go quite that far. Get a machine that's just 3 or 4 years old and you'll save many hundreds of dollars, be compatible with everything, and only suffer a minor performance compromise. Earlier generation Mac Pros continue to get faster with improved OS efficiency and newer versions of Photoshop. This never used to be the case ...
You can even save a few hundred by buying a refurb or discounted previous model directly from Apple.
I'd only consider buying a brand new up-to-date machine if I was overflowing with cash, or had some special need for cutting edge performance.
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