In almost any insurance situation you should be able to explain the situation to the company and ask them to pay you out in cash. I lost 1000's of collectible and out of print CDs in a robbery and explained that they weren't simple to replace at a single record store. They understood and we fixed a price. As long as your vintage gear is cheaper than buying you new lenses (it will be), they will see it as a win-win situation to pay you cash.
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