Yes, this is why you should use a lens shade. The purpose of a lens shade is not only to keep direct light from falling on the front element. A properly adjusted compendium shade also reduces the image circle to what is necessary for making the image at hand by cutting off any non-image light, which will reflect inside the lens and inside the camera and reduce contrast. Modern MF and 35mm lenses usually have no excess image circle and use internal baffles to minimize non-image light, even if you don't use a lens shade (which you still should do).
The 110 SS-XL has massive excess coverage for 4x5" (it covers 8x10"), so there is a huge amount of non-image light bouncing around your lens and the camera reducing contrast, if you don't use a shade.
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