I understand your points. And agree that economics must be taken into account. But if you want to include film/processing price on one hand, you have to take into account also the moral and physical lifetime of a computer (maximum of 3 years for moral lifetime), software needed. So you have to say where is there limit to price of what to include. Then it's a matter of doing some math.
In case of LF, I think that you can include even second hand inventory. Because it works much longer, holds the price much longer (you can sell a used lens/LF camera for much more than a mere 3months old digital camera of any kind).
No I did not say anything like that. I only said that the person taking his/her decision should consider his/her preferences. In my case, I have gone for shooting digital and very quickly realized I don't enjoy it as much as I enjoy either MF or LF shooting (much more LF). But I understand that other people may like sitting in front of a computer screen more.
The last but not least important think is a distinction between an amateur or a professional. For me as an amateur is much more reasonable (or even feasible) to spread the price of material over a long timespan. I could not afford to buy a camera like Canon's 1D line (any of them) or even the 5D + a good lens.
A pro who's getting paid for the work and who can write the price of the equipment off, it's a completely different consideration. But then I would certainly consider a MF digital solution...
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