I just got a Fuji GA645 Zi that had a wisp of fungus, it was just beginning.
I wouldn't have noticed it for a while, had the seller not alerted me to it before the sale.
In any case, it was inside the front element, and I removed the fungus using hydrogen peroxide (thanks for that tip).
It has left micro-scratches on the lens, but I rest easier knowing the fungus won't be spreading any further.
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