FWIW there's a Masters in Documentary Photography at the London College of Communication, 2 years part-time, taught online, I did it myself, excellent course and tutors. The fees I'm sure will be substantially less than what you're paying now and you'll have an MA from a highly rated college with an ex magnum photographer as course leader. They take about 20 students per year and there are students scattered all over the world, some working pros, some part-time, some career conversion, my 2 cents, what the others say about selling gear is true. I have gotten out of 5x4 and 8x10 several times and and have found ways to get back in. It's easy to become attached to gear, I'm as guilty as anyone, but you can buy back the gear, when you're no longer a student and making some money it will be easier. In case you're interested the course starts every January, applications from around August.
good luck, D
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