Cheapest for developing is D-23 (2 ingredients) and plain hypo (one ingredient). You can use vinegar for stop (mix one to three) but acid is cheap.
I would not get a Crown or Speed for a first camera, as they lack essential movements, and if you don't have those you will always wonder until you end up buying a camera with movements. Better to let the specialist camera wait till you know what you like and need. Same with monorail. Some people love them and shoot only with them, but if you buy one you will still want a field folder. So best to start with that. A Tachi or Cham or Wista etc. will do most everything and can be had in good used condition for $400 - $700.
I disagree that LF is expensive. Have you had a look a the cost of digital cameras and lenses?
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