Originally Posted by
paulr
Do you know this from experience? If so, how recent and what state? I'm not doubting you, just trying to get the most accurate educated guesses. We're in the process of getting long-overdue homeowner's insurance and it would be nice to have my gear insured (for the first time ever).
My professional status is, shall we say, ambiguous. My annual income from photography has ranged from negative many-thousands to positive many-thousands. Far more negative years than positive, although inconveniently I'll have significant taxable photographic income this year (all from print sales and crowd-funding; none from commercial work).
I'm just hoping there's a way to include the gear on the regular homeowners plan. The deprecated value of the gear is probably under $8000.
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