You're faced with both charges because each is providing a service, not because the companies "operate as though linked". You're not required to use PayPal when selling on eBay, so you can shop around for a better deal.
And maybe PayPal works differently in the UK, but whenever I give a partial refund (e.g. for combined shipping), PayPal automatically gives back the portion of their fee that was charged for the refunded amount. I don't have to fight for it.
Ebay seems to be the problem for which we blame Paypal. People can also sell in Amazon and pay about the same for selling. Anyone knows how much? The problem with Amazon is that some crooks open accounts and offer to sell expensive equipment (brand new dslr cameras, etc) at a very low price. People buy and when they open the box, they get bricks. By the time Amazon investigates, they have closed the account and moved to another scam. So, buy by dealers fulfilled by Amazon. Then your deal is with Amazon, not the seller.
"I have never in my life made music for money or fame. God walks out of the room when you are thinking about money." -- Quincy Jones
Brad, this is such interesting news that I looked up Zelle.
Useless for international transactions.You can send money to almost anyone you know and trust with a bank account in the U.S.
I haven't read this discussion from the start. It is one of many such. I'm tired of them. I'm depressed by the level of free-floating paranoia they reveal.
Payment medium isn't the problem, selling to/buying from unknown parties located far away is the real problem. This is where the risk lies.
PayPal is more convenient and less expensive than bank transfers, faster than postal money orders, more secure than Western Union, Moneygram and the like. None of these provides a seller much protection from crooked purchasers. PayPal does protect buyers from crooked sellers. I use it and will continue to use it.
Remember, when using a product -- doesn't matter what -- what matters is not whether it is good, bad or indifferent. What matters is whether it is better than the alternatives.
TransferWise is another option that I've been using for a few years. They're cheaper than Paypal. A number of people on this forum have been using it to pay me.
Kumar
Some sellers I have worked with over the years only want cash. What I have done which works pretty well is take all the bills and soak them in lemon juice and just before they turn invisible i stuff them in an envelope. The seller gets the invisible wad of cash they heat them up and they become visible again. It has worked so far.
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