If you are in San Francisco, you can see both the SP-445 and the MOD54 at Glass Key Photo on Haight Street. They've got both in stock. I have both, and while I've liked the MOD54 for years, now I really like the SP-445.
I agree with other posters, however. The goal in choosing and using a processing solution should be even, accurate, and consistent development. Developer is cheap compared to film, so being stingy with developer is actually not cost effective if it gives bad results. I try to use the minimum recommended, plus a little extra.
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