dwolla

[jb7]

For all you p*yp*l haters out there-

https://www.dwolla.com/

Does this have a future? Will it become another Western Union model, with no security? Will you need to be able to trust that the money you're sending will go to someone who'll send you something in return? Will Paypal just buy the company?

Rates seem good...

[Old-N-Feeble]

Dwolla Review and User Feedback (http://www.cardpaymentoptions.com/credit-card-processors/dwolla/)

[polyglot]

Will you need to be able to trust that the money you're sending will go to someone who'll send you something in return? Will Paypal just buy the company?

PayPal has the same issue. It is not an escrow service (which seems to be what you're kind of looking for); for an escrow to be useful it needs some means of verifying fulfilment of the transaction. PayPal generally takes "there was a tracking number" as fulfilment, regardless of box content.