Well here's a very low-cost solution that is easy to use and effective as well. Got this idea from one of my professors (hope you don't mind, Bill), and having been very satisfied with the simplicity of the thing I'll likely be building my own shortly. The basic concept is illustrated in the image below.
The whole thing is built on a base of plywood (3/4" I believe). The only parts to the thing other than that are a piece of stock steel (A) and two hold-down clamps (B). There are also two screws that *loosely* hold down the steel, one at each end. In use, you draw lines where you want your cuts (D) on your mat board (C), slide the mat board under the steel, line up your line with the edge of the steel, and put the pressure on with the hold-down clamps. You use the stock steel as a straightedge to guide the cutter. I cut the mats with a Logan 4000 mat cutter (about $30, available
here), though realistically you could do the same thing with any one of a number of cutter heads. I score the mats with one pass to keep the cuts from hooking in the corners and then do the actual cut, remove the mat, turn it 90 degrees and do the next cut.
I wouldn't even be suggesting this if it didn't work so well. It's quick, simple, accurate, and ridiculously servicable and customizable. It's also very scalable (you could build one to accomodate just about any size mat for only a marginal difference in cost). Total investment runs about $50. Sure, not a damned bell or whistle on the thing, but at around 1/60 the cost of something like the Speed-Mat, I'm not exactly going to complain.
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