My practice is very similar to Jim's. Specifically I don't used fixed sizes but mats and frames cut to fit the picture. I know this is more expensive and time consuming but for me an image that I choose to mat and frame deserves to be treated individually rather than be fitted into some standard size. Of course, if I'm preparing a set where consistency of size is a presentation constraint, for example where pictures are boxed or inserted into an album, then I'll use a fixed size.
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