Well, I've an update.
PayPal just sent me an email to APOLOGIZE. I checked the calender and April 1 is still a ways off, so imagine my surprise. Apparently their scripts accidentally put a 21 day hold on my payment and I am not subject to that policy... or else there was so much uproar from new people abusively subjected to it that they backed off and tried to appease.
I see people who say "don't hate on ebay and paypal". I remember eBay when it was auction-web, fees were low services few but it worked out. Now you MUST use PayPal or a private merchant account, you can't accept other forms of payment in most cases. THAT is why I now hate them, well, that and their constant site "improvements" which might make the average user buy more stuff but do nothing to help me use the site... in particular they often move features that I spend time looking for a year later because I only need them every so often. Also, they have the idiotic auction cancellations (did you know you can't put "like new" in an auction title, but it doesn't matter unless a bigger seller complains then you are supposedly spamming the search term "new" and you get slapped)
PayPal / eBay are just another example of corporate greed ruining a once great business.
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