I wonder about the black card. It may be that reflection is an issue, can you see any reflection highlights on the card? That is, is it even slightly glossy? If so, the meter and camera must be in the same place so they see it equally.
I second the suggestion to use a grey card, or even a white one. I've had trouble with reflections on a grey card that was not perfectly matte.
Also with the black card, you're testing the flair in the meter, that is does it completely ignore bright light outside of its circle? Ditto go to grey card.
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