There are a lot of possible scenarios for the bellows to impinge on the image area. Bellows sag usually happens in the middle of the camera when using lots of extension. It causes an unexposed area at the top of the projected image, i.e., the bottom of the scene when viewing the image right-side-up. However, when using lots of rise and shorter lenses, the bellows on many cameras will creep up near the back at the bottom of the ground glass, causing a blockage at the bottom of the ground glass/top of the image when viewed right-side-up. This is a distinct possibility for the OP's problem, as is possible vignetting from the compendium shade. Both of these phenomena are difficult to see when focusing wide open, hence the advice to check at taking aperture, either observing the ground glass or looking back through the lens at the ground glass.
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