With the recent uptick in earthquakes here in California, I finally decided to get a homeowners/renters insurance policy with earthquake coverage. Assigning a value to most items is pretty straight forward but what about your personal photography that you have on the walls? I have an even dozen framed prints that I personally made and 7 of those are salted-paper prints which in my mind are worth more than the silver gelatin even though the latter are toned in gold and/or selenium. In the event of loss, how would you declare their value for insurance purposes?
Thomas
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